Principle of insurance Law : Insurable interest ; whereas the insurance can be taken only for the blood relation and not for third parties . The important is the proximate clause which is contribution .

Benefits of insurance : Agreement has to be made between the company and the insurer.There are 25 insurance companies now.In the absence of an insurer , the benefits will be transferred to the nominee. Insurance companies bear the loss of a vehicle incase of an accident and it has to be proved , not applicable for drunken driving .

Need for motor insurance : Insured declared value (IDV) , It shall be insured for the value of vehicle and the company is bound to repay only to the insured amount.

Role of IRDI : Regulatory body which sets up certain regulations and principles for the insurance schemes and the companies as well . when any issue pops up, IRDI protects the interest of the consumer and also the company .

Dispute settlement body : Appointment of ombudsman , it can be sorted out through arbitration or mediation and few cases are also forwarded to the courts .

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Hard work and perseverance is the primary factor Micro level planning is mandatory in all stages of business. Accepting the Challenge and long term strategy has to be adopted . Passion and dedication towards the business ensures stability as well.

Challenge the threat and overcome fear : Visualize the goal and work towards it.The goal should be tangible and Hire the partner based on trust and qualification.

Launch the business ideas based on the targeted group : Look into the concerned issue of the clients and rectify the flaws immediately to maintain the existing customers and attract new customers. Risk management and immediate action plan has to be preplanned and effective .

Deliver but do not sell : Maintain a calendar and schedule the plans accordingly for the efficient functioning of business . Do not delay the needs of customers .Stay fit and healthy which has primary importance to work efficiently. Stay Focused and avoid multitasking which helps in improving the progress. Ensure regular practise and wait for the results.

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The speaker of the webinar was Advocate M.R.GOKUL KRISHNAN, B.L., LL.M (U.K). He gave an overview about the RERA Act, with an introduction which includes history and objectives of the Act. Further he said about the applicability of the Act and referred sections for definition and it's functions and the role of Rera Act under real-estate properties. He also explained the salient features of the Act and it's benefits. The session ended by knowing about offense and penalties for agents, promoters and for buyers.

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The session was very informative and interesting since the participants were interactive and many question relating to child abuse and pocso act qas put forward and the presenter explained about the it during Pandemic situation. Also she told about the number of cases been registered in during COVID-19. She explained how a lawyer should fill the gap to such crime and bring justice so that a proper legislation will be enacted, but the judiciary system was not implemented and for the given reason the child abuse has increased in India . The presenter also explained that this type of crime or child abuse or anything related to child must create awareness towards the society as well as the weaker section, then will the child abuse crime rate decrease .

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Resource person explained about the topic with lots of examples. SHE presented the whole session with a PPT and explained about advantages and disadvantages of TRADE MARK. A trademark is a unique symbol or word used to represent a business or its products. Once registered, that same symbol or series of words cannot be used by any other organization, forever, as long as it remains in use and proper paperwork and fees are paid..The session from beginning to end was very interesting since the resource person explained in practical manner.

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Mr A Anand B.E, MBA. the speaker has over fifteen years of experience in the field of the corporate sector. And is currently working as a Senior Manager production in an MNC company. The topic started with the different types of M in the production process, which is the man power, material, money, machinery and methods. The various areas of operational management was also discussed. The speaker gave a detail explanation over the entire production process of goods starting from the purchase of raw material till the completion of the finished goods. He also explained over the involvement of the different departments in the process of manufacturing a product which included marketing, sales, design, supply chain, planning, warehouse, production, maintenance, finance, customer support and the human resource management. The speaker also explained about the entire process of manufacturing a product. The production process is one of the major in manufacturing a product in the company. He also explained the importance of operational management in industries.

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Resource person explained in detail about the process of filing a patent. He explained about difficulties faced by a student to obtain a patent and he also dealt with the types of patents and his real life experience in obtaining a patent. He also, gave a small speech on Intellectual property rights. The session from beginning to end was very interesting since it was explained in a clear manner.

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Resource person explained about the psychology of offenders with various examples related to psychological factors which triggers the offenders to commit the offence.Various behaviors and characteristics of offenders was dealt and the types of psychological treatments and counseling methods was suggested.She also suggested various treatments in order to reform the offender.

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Adv. Elumalai M.com, MBA, LLB, is currently working as a legal advisor and senior Manager Accounts in an MNC company and is also having an experience of 20 years in the field of corporate financial sector.

He gave an introduction over the good and service tax and its implementations and positives and negatives of the implementation of GST in the corporate sector. The speaker gave an overview about the Indirect taxation method before the implementation of GST.

He also gave an overview on the other Goods and Service Tax acts i.e the IGST, SGST, UGST, CGST. the speaker stated that IGST is a tax levied on all Inter-State supplies of goods and/or services and will be governed by the IGST Act. when the buyer and the seller of the goods or service provider and service receiver are in the different state IGST is applicable.

He also spoke about the valuation procedures of GST and the exemption for the regulation limits of the Goods and Service Tax. The sections dealt with the exemptions of the Goods and service tax act.

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The resource person has been practicing as a criminal advocate in the High court of Madras and the district court of tirunelveli. Advocate Anand who has 18 years of experience in both civil and criminal sides. He is an expert in handling juvenile cases in Tirunelveli

He has done BA BL, MA in Madurai and in Tirunelveli.

He has good experience in dealing with the murder cases in tiurnelveli

The webinar is about the criminal practices that are done by the new, budding advocates and their hardships they face in the field of practicing advocates. And the things to be noted in case of that person who has completed their studies and has no idea about practicing. So this webinar has given knowledge about the criminal law practice.the major topic dealt with the juvenile laws and about the child in conflict with law

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Mr. Subbin addressed the session by sharing his power point presentation . The ppt consisted of pictorial representation of the basics of IPR with examples. Also he explained about the role of the patent system and role of a lawyer in advancing his clients. He shared many tips in advising the clients and gave many examples like Dindigul Thalappakatti case and aerial detergent case. The sessions was interesting since we could relate with the present situation.

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The session was very informative and interesting since the participants were interactive and many question were relating to stamped and unstamped instruments and the presenter explained about the roles of stamped duty and also explained about the effect of unstamped duty which need to be attached and also we looked in the validity of agreement and documents which need to be duly stamped and also explained about procedure for stamped and unstamped instruments.

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The speaker explained about the major categories of law which is substantive and procedural law and also gave a small introduction of the history of CPC then he continued with section 2 which deals with definition, later on he covered the main aspects regarding plaint, pleading, written statement, review, revision, jurisdiction, cause of action and he explained the procedure to be followed under civil suits it was very hard to cover the whole concept under one webinar so the resource person had let us know some of the above mentioned important points under CPC, the resource person ended the session by saying the major difference between the order, decree and judgement and its importance under the suit.

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RESOURCES PERSON : MR. Ganesh raj

The session started by the iintroduction about IPR with several examples and cases laws. He explained about the trade mark, copyrights and patents. The major factor that is required to obtain a patent for a product by giving present examples and then cited several case laws and moved on to sec 3 of The patents act 1970. And he gave a detailed explanation of all the sub clauses under section 3,also explained about Section 84 which is about compulsory licences and the various factors required to obtain it.

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RESOURCE PERSON:- MS. PRIYADARSHINI.R

Resource person explained about the ARBITARATION IN NEW ERA by PPT. Also explained about advantages and disadvantages of arbitrations.Arbitration is a private process where disputing parties agree that one or several individuals can make a decision about the dispute after receiving evidence and hearing arguments. Arbitration is different from mediation because the neutral arbitrator has the authority to make a decision about the dispute.The session from beginning to end was very interesting since the resource person explained in a practical manner.

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The resource person is Mr. D. C. Aswath Durai Selvam, B.SC,MBA. He is an Assistant General Manager in State Bank Of India. The session was about Artificial Intelligence in banking industry. State Bank Of India is using AI, digital personal assistants and chatbots have transformed customer experience and communication. The drawbacks would be like the employment sector will be low. While security and cost-efficiency are strong motivators for banks, the true value of digitalisation is what it can do for the customer. The Digital banking makes life easier for consumers in future.

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The webinar was conducted by Gayathri harish who is an experienced teacher from Osmania university with over 15 years of advocate experience. The lecture was about the latest amendment of the consumer Protection .

The new Act envisages the digitization era and has accordingly incorporated provisions to account for the same. It will be interesting to see how the various provisions evolve. As an example, how well disposed the forums are when it comes to enforcing various consumer rights or taking strict action against unfair trade practices. The current pendency of cases at the State and National commission are already of concern. A report suggests the number of cases pending in various consumer forum is over 450,000. While enhancing of pecuniary jurisdiction may help to ease pressure on the National Forum, however, it may not be the complete answer. The government must make additional allocation towards filling vacancies and improving infrastructure etc for effective implementation of the various provisions and speedy disposal of complaints. This is all the more needed considering the expansion of scope and ambit of the new Act.

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RESOURCE PERSON:- Mr. M. RAM KUMAR explained how to stop the Procrastination of work. He presented the whole session with a PPT which consists of some ways to stop procrastinating like Set the Table, Plan Every Day In Advance, Apply the 80/20 Rule to Everything, Consider the Consequences, Practice Creative Procrastination, Use the ABCDE Method . Focus on Key result areas.The Law of three, Prepare thoroughly before You begin, take It One Oil Barrel at a Time, Upgrade Your Key Skills, Leverage Your Special Talents, Identify Your Key Constraints, Put the Pressure on Yourself. The session was very interesting since the resource person explained in a practical manner.

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The webinar was conducted by Vignesh Sundararaman BBA LL.B CA CWM who is an advocate as well as a Chartered Accountant . The webinar was focussed on the investments based on the current Indian Market . India’s total external debt increased by 2.8% to $558.5 billion at the end of March mainly on account of a rise in commercial borrowings, a Finance Ministry report showed. External debt was $543 billion a year earlier.

He suggested how a new investors need to invest on the market at the time of drop of the stock markets. since they will at some point, turn back up also when the share prices are too high we should not invest since the shoot up of the markets are mostly temporary in nature and may fall down any time.

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Resource person explained about the police station management and administration in chennai. He presented the whole session by using lots of examples and talked about the police rankings from the rank of commissioner officer to grade II constable and gave a brief explanation about the procedures which are followed by the police officer in Case Of murder, attempt to murder, grievous hurt, simple hurt, rape, dowry death, theft, robbery etc. He also gave a brief history about the police station management. The session was very interesting since the resource person explained in a practical manner.

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